Legal information
Terms of Use
These terms govern the rights and responsibilities relating to Enbilir's website, membership, virtual portfolio, league, community, education, reporting, and AI features operated by Ultra Bilişsel Akıl Danışmanlık Bilişim Destek ve Servis Hizmetleri Limited Şirketi.
Last updated: July 13, 2026
Enbilir is an educational virtual-competition platform.
There is no real money, order routing, or investment account.
Lawful, respectful, and secure community use is required.
Parties and acceptance
The service provider is Ultra Bilişsel Akıl Danışmanlık Bilişim Destek ve Servis Hizmetleri Limited Şirketi (the Company), and the service is Enbilir. A person browsing the site is a visitor; a person creating an account is a user or member.
Creating an account, accepting these Terms, and using the service makes these provisions applicable. The Privacy Notice, Cookie Policy, and Not Investment Advice notice supplement them; optional explicit consent is requested separately.
Nature and scope of the platform
Enbilir provides financial literacy, market-learning, virtual portfolio, education, league, and community experiences. It is not an investment firm, bank, broker, portfolio manager, or authorized investment adviser.
No real money is deposited, held, or withdrawn through Enbilir; no order is routed to an exchange or crypto platform, and no real asset is purchased for a user. Virtual balances and scores exist only within the platform, cannot be redeemed for cash, and create no receivable right.
Membership and account security
Users must provide accurate, current, personal information, complete email verification, and choose a strong password of at least twelve characters. Accounts may not impersonate another person, be transferred, or sold.
You are responsible for password and device security. If unauthorized access is suspected, change your password and contact support. The Company may request further verification, terminate a suspicious session, or temporarily restrict an account for security.
Mandatory legal-capacity rules remain applicable. A minor's use is subject to applicable law and parental or guardian supervision where required; the platform is not designed for children.
Virtual portfolios, trades, and prices
Virtual trades are recorded using the price and time displayed by Enbilir. Delay, outage, rounding, exchange-rate differences, market closure, or technical error may cause an Enbilir value to differ from the real market.
Users choose the virtual amount and trade reason. The system may reject or correct a record for duplicate prevention, balance checks, asset availability, or competition integrity. Virtual results may not fully reflect real commissions, taxes, liquidity, slippage, or trading restrictions.
Leagues, leaderboards, and competition rules
League and leaderboard results are calculated under the stated period, starting value, virtual profit, and competition rules. Your chosen name or nickname, rank, score, badges, and virtual return may be shown to other members.
Multiple accounts, automation, exploiting vulnerabilities or price errors, collusion, and manipulation of another participant's result are prohibited. The Company may investigate and reasonably correct trades, points, or rankings or remove a participant for clear error or abuse.
If a prize campaign or competition is offered, duration, eligibility, prize, tax, tie-breaker, and objection terms appear in separate official rules. An ordinary platform ranking does not itself create a prize right.
Risk test, reports, and AI features
The Risk Appetite Test creates a broad educational profile from your answers; it is not a statutory suitability or appropriateness assessment. Daily/weekly reports, AI Assistant, and AI Market Terminal provide general information and do not fully know your financial circumstances.
AI outputs are probabilistic and may contain errors, fabricated information, missing context, or stale data. Users must verify sources, dates, and calculations before critical decisions. Outputs must not be used alone for real investments or legal, tax, or financial advice.
Community, chat, and user content
You are responsible for content posted in chat, rooms, polls, profiles, or trade reasons. Content may not infringe personal rights or include threats, harassment, hate speech, spam, misleading return promises, market manipulation, unlawful goods/services, malware, or confidential third-party data.
The Company may review reported content or security signals, remove visibility, warn a user, restrict communication, or suspend an account. Moderation does not mean the Company verifies or endorses user content.
You must hold necessary rights in submitted content. You grant the Company a worldwide, non-exclusive, royalty-free technical license to operate, display, secure, and moderate it while your account or the processing purpose continues; ownership generally remains with you.
Paid memberships and payments
Where Standard, VIP, or other paid plans are available, price, period, scope, and renewal terms are displayed before purchase. Payment may occur on an authorized provider's secure page; Enbilir does not store your full card number.
Withdrawal, cancellation, refund, and consumer rights apply according to the service type, performance start, pre-contract information, and current consumer law. Nothing is interpreted to remove mandatory consumer rights.
Prohibited uses
Users may not engage in activities that harm the platform or others. The Company may apply reasonable security limits and investigate suspected violations.
- Unauthorized access, vulnerability scanning, reverse engineering, or bypassing technical protections.
- Exceeding reasonable-use limits with bots, scrapers, or automated queries; unauthorized data collection or resale.
- Fake accounts, impersonation, phishing, malicious links, spam, or artificial manipulation of platform metrics.
- Violation of intellectual-property, privacy, consumer, capital-markets, or other applicable law.
Intellectual property and third-party sources
Rights in the Enbilir brand, interface, software, original texts, visuals, data organization, and report templates belong to the Company or licensors. Reproduction, publication, sale, or derivative products beyond ordinary personal, non-commercial use require written permission.
Market prices, news, video, links, and some content may come from third parties, whose terms and rights remain applicable. An external link does not mean the Company operates the destination or endorses all its content.
Availability, changes, and maintenance
The Company may temporarily suspend or modify service for security, maintenance, capacity, provider outage, force majeure, or legal changes. Material foreseeable interruptions are announced in advance where reasonably possible.
No feature, market feed, AI model, or third-party integration is promised indefinitely. Material paid-plan changes respect purchase terms and mandatory user rights.
Suspension and termination
Users may request account closure. The Company may suspend or close an account for serious or repeated violations, security risk, fraud, legal duty, or protection of others. Except in urgent cases, an explanation and objection channel are provided where appropriate.
Closure ends virtual balances, rankings, and access rights. Personal data is handled under the Privacy Notice; records legally required to be kept may not be deleted immediately with the account.
Limits of responsibility
The Company uses care in providing the service but does not guarantee uninterrupted access, instant or error-free market data, accurate AI output, or repetition of virtual results in real markets. Users remain responsible for real investment decisions and actions on third-party platforms.
Limitations do not apply to intent, gross negligence, personal-data duties, mandatory consumer rights, or other liability that cannot legally be limited. Users are responsible for direct consequences of their fault, breach, or unlawful content.
Governing law, changes, and contact
Turkish law governs these Terms. Subject to mandatory consumer protections, disputes fall within the legally competent consumer arbitration committees, consumer courts, and other authorities.
Terms may be updated when the service or law changes. Material adverse changes are announced appropriately before taking effect, and renewed acceptance is obtained where required. Contact info@ultraakil.com with questions.